American Finasco > Blog > Small Business Holiday Struggles

If your small business is struggling to meet its financial obligations this holiday, you might be looking for some debt relief advice. Remember, you’re not alone. Every year, thousands of American small business owners find themselves in, sometimes, desperate financial straits. Read more and find out how to get your business ready for the holiday rush….or lull.

  1. Avoid Unnecessary Spending

This is an important time of year for many businesses. But don’t panic. That can cause your small businesses to spend money, unnecessarily. For example: marketing. Before you make a commitment and roll out an expensive holiday marketing campaign strongly consider your return on investment, if any.  Short, one-time marketing campaigns are usually not a sound investment of your funds. Instead, keep your budget tight and be careful when spending. Be active and resourceful. Many times, you can rely on free marketing techniques that are available for staying within your budget and not breaking the bank.

  1. Show some client appreciation

This is also a great time of year to continue your relationships with current and prospective clients. Show them some appreciation by sending a holiday card, email, or even a small gift as a token of your appreciation. After all, without your clients, you wouldn’t be in business!

  1. Get ready for the New Year

If your holidays are quiet, it’s a great time to wrap up the fiscal year and prepare for next quarter. Make sure your accounting, administration and other platforms are prepared for the new year. It’s a great idea to start off 2020 in a productive manner.

Don’t throw in the towel and file for bankruptcy! That could put you out of business. Consider American Finasco. For starters, we specialize in business debt settlement and take the pressure off business owners by taking on the calls from creditors, so you can continue to work on your business! Especially around the holidays when certain businesses rely on holiday sales for that much needed end of the year cashflow. American Finasco has several options to reduce your commercial debt which allows you to stay focused on your business. We provide strategies for business owners who are having a hard time managing their debt. The first step is a phone call to American Finasco. We provide our clients effective solutions for business debt relief. Contact us today to get your business on the right track! Visit and complete our short form for a free consultation. We look forward to speaking with you.