Our sister company Private Mortgage Financing (PMF) Partners, is a commercial real estate lender.  The company’s loan sizes now range from $200,000 up to $5,000,000 and are secured by a first lien on commercial real estate with a maximum loan to value of 60%.  We have many clients who simultaneously have customers of both AF and PMF...Read More

It’s that time of year again….tax season! There are many rules and changes this year that should be noted by small business owners when filing this year and planning for the next. One thing that never changes is the necessity to keep precise records of your business finances. An excellent example of a notable change...Read More

As the year ends and a new one begins, every small business owner plans to do better than the previous year. To kickstart the new year, grab a pen and paper, write down some resolutions and hold yourself accountable! Resolutions will help you drive forward and maintain momentum. Plus, having them on paper is a...Read More

No matter your industry, your business will have financial ups and downs. There will be times when sales are booming and droughts when business is slow. Whether you’re navigating tough economic times, the holidays, a difficult moment for your industry, or just a cyclical slump, business owners need a strategy for surviving this slow period....Read More

Short-term debt Also known as current liabilities, a company’s financial obligations are expected to be paid off within a year. Short-term debt is often used to finance day-to-day operating or unexpected expenses. The repayment period is short, usually 12 months or less, and requires higher monthly payments. Short-term debt may be a good option if...Read More

Short-term and long-term debt are two options businesses have for borrowing money. The main difference between the two is the repayment period. When deciding which type of debt to use, companies should consider the repayment period and the interest rate but understand both options entirely. Long-term debt Also called long-term liabilities, this is any financial...Read More

Although merchant cash advance (MCA) seems a quick and easy option to get immediate funds for your business, these cash advances carry extremely high fees with APRs in the triple digits! If you insist on this method, be prepared for what an MCA will do to your daily, weekly, or monthly revenue stream. Daily, automatic...Read More

Owning your own business has many advantages. It can be extremely rewarding, and you are your own boss. It allows more independence and time for non-work activities, plus you do what you love!  But it also means you can never “take your eye off the ball” or walk away at closing and forget the business...Read More

Business Debt Relief can reduce business debts, pay creditors, and ensure your business is still profitable! Eliminate those harassing collection calls by using American Finasco’s debt management services. Specializing in both short and long-term debt, we will work to reduce or eliminate all debts, not just credit card balances. Our fees are based on how...Read More

Many small business owners find it challenging to manage their business, finances, and debt. Debt is overwhelming, and stressful, leading to serious consequences for your business. American Finasco’s Third-party Intervention Services will establish a new line of communication between debtors and creditors giving your business the ability to thrive again. Too many businesses make a...Read More